Category Home Insurance

Spring Home Maintenance Checklist

Spring is finally here, and with it comes the annual ritual of walking around your property and taking stock of what winter left behind. Most homeowners think of spring maintenance as a to-do list for curb appeal or comfort —…

First-Time Home Buyer Insurance

Congratulations on taking steps toward homeownership! Home insurance for first-time home buyers require careful consideration. As you navigate the final stages of your home purchase, securing the right insurance policy is crucial. It’s more nuanced than simply accepting the first…

Do I Need Earthquake Insurance in Kentucky?

Your standard home insurance policy doesn’t cover earthquake damage. Insurance companies expressly exclude earthquake damage from your policy without this endorsement. One of the largest fault lines in the United States sits just outside western Kentucky near New Madrid, Missouri.…

Water Sewer Backup Coverage

Water Sewer Backup Coverage: What Homeowners Need to Know Water sewer backup coverage is an essential endorsement that protects homeowners when water or sewage backs up through drains, toilets, or sump pumps. This specialized coverage fills a critical gap in…

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