Your standard home insurance policy doesn’t cover earthquake damage. Insurance companies expressly exclude earthquake damage from your policy without this endorsement. One of the largest fault lines in the United States sits just outside western Kentucky near New Madrid, Missouri.…
For many of us, making sure our families are protected in the event of our untimely death is one of the most important things we can do. How do you know how much life insurance you need? In this blog,…
In this blog, we will break down Replacement Cost vs Market Value: What Should You Know? When is the last time you have looked at your home insurance declaration page? Did you look at the Dwelling/Coverage A protection and think…
Hit by an uninsured driver in Kentucky? Car accidents are stressful enough. Discovering the other driver has no insurance can turn a bad situation into a financial nightmare. Here’s what you need to know to protect you and your family.…
If you’ve noticed that your car insurance rates are rising lately and want to know what you can do, you’re not alone. Drivers across Louisville and the entire country have been grappling with significant rate increases over the past few…
Water Sewer Backup Coverage: What Homeowners Need to Know Water sewer backup coverage is an essential endorsement that protects homeowners when water or sewage backs up through drains, toilets, or sump pumps. This specialized coverage fills a critical gap in…