If you have owned a home in the post COVID era, you are well aware of the rising costs associated with insuring your home. Many of the factors that are causing these increases are out of your control. However, some…
When it comes to protecting your home, car, business, or family, the way you shop for coverage matters just as much as the coverage itself. So, why use an independent insurance agent? The answer lies in the unique advantages we…
Learning how Kentucky weather affects your home insurance should be a top priority for all homeowners in our state. Kentucky is one of the most weather-volatile states in the nation. From spring tornadoes tearing through the Bluegrass region to catastrophic…
Changing jobs is exciting — a new opportunity, a fresh start, maybe even a raise. But there’s one thing most people forget to think about during a job transition: their life insurance coverage. What happens to your life insurance if…
Every driver should ask themself: Do I have enough bodily injury protection? Just as every person is unique, so is your insurance needs. In this blog, we will break down the most important factors you need to consider when selecting…
Congratulations on taking steps toward homeownership! Home insurance for first-time home buyers require careful consideration. As you navigate the final stages of your home purchase, securing the right insurance policy is crucial. It’s more nuanced than simply accepting the first…
Your standard home insurance policy doesn’t cover earthquake damage. Insurance companies expressly exclude earthquake damage from your policy without this endorsement. One of the largest fault lines in the United States sits just outside western Kentucky near New Madrid, Missouri.…
For many of us, making sure our families are protected in the event of our untimely death is one of the most important things we can do. How do you know how much life insurance you need? In this blog,…
In this blog, we will break down Replacement Cost vs Market Value: What Should You Know? When is the last time you have looked at your home insurance declaration page? Did you look at the Dwelling/Coverage A protection and think…
Hit by an uninsured driver in Kentucky? Car accidents are stressful enough. Discovering the other driver has no insurance can turn a bad situation into a financial nightmare. Here’s what you need to know to protect you and your family.…