Potholes, they are everywhere! If you’ve ever felt that stomach-dropping thud of your tire sinking into a deep road crater, you know the immediate fear that follows: How bad is the pothole damage, and who’s going to pay for it?…
The day your teenager gets behind the wheel is both exciting and a little nerve-wracking — and for good reason. Kentucky parents not only need to think about their teen’s safety, but also about the legal and financial responsibilities that…
The cooler is packed, the playlist is queued up, and the whole family is ready to hit the road. Road trips are one of the great American traditions, but before you back out of the driveway, there’s one item most…
Louisville has a complicated relationship with water. Sitting along the banks of the Ohio River, this city has weathered some of the most dramatic flooding events in American history. Louisville continues to face real flood risk today. Yet when most…
You bought the policy. You paid the premium. But do you actually know what’s covered by your homeowners insurance policy? Most homeowners have never read past the declarations page — and that’s okay. Insurance policies are long, technical, and not…
Opening a restaurant in the Bluegrass State is an exciting venture. Between perfecting your menu, hiring staff, and keeping customers happy, restaurant insurance can easily fall to the bottom of the to-do list. That’s a costly mistake. One kitchen fire,…
Sending your child off to college is one of the most exciting — and nerve-wracking — milestones a parent can experience. Between dorm shopping, tuition deadlines, and tearful goodbyes, insurance is probably the last thing on your mind. But overlooking…
Whether you’re a small business owner, a freelancer who drives to client sites, or simply someone who uses their car for more than getting groceries, understanding the difference between personal and commercial auto insurance could save you from a very…
If you’ve been putting off buying life insurance because of a health condition, you’re not alone — and you may be worrying unnecessarily. Many people assume that a diabetes diagnosis, a history of heart disease, or another chronic condition automatically…
There is no single product called “business insurance” in Kentucky. Small business owners need to understand what coverages they need to protect themselves and their business. There is a stack of seven separate coverages, and a complete program combines the…
